Changes to the list of the aircraft operators are based on the latest data provided by Eurocontrol. This Regulation shall enter into force on the third day following that of its publication in the Official Journal of the European Union. This Regulation shall be binding in its entirety and directly applicable in all Member States. Skip to main content. This document is an excerpt from the EUR-Lex website.
EU case-law Case-law Digital reports Directory of case-law. Quick search. Search tips. Need more search options? Use the Advanced search. Help Print this page. Expand all Collapse all. Title and reference. Languages, formats and link to OJ. Official Journal. To see if this document has been published in an e-OJ with legal value, click on the icon above For OJs published before 1st July , only the paper version has legal value.
Multilingual display. FedEx Express Corporate Aviation. Croatia Airlines Hrvatska zrakoplovna tvrtka d. Executive Flight Services, Inc. Duchossois Industries, Inc. Luftverkehrs KG. Airtrans Flugzeugvermietungs GmbH. Archer Daniels Midland Company. Beef Products Inc. Bombardier Transportation GmbH. Cirrus Airlines Luftfahrtgesellschaft mbH. Delta Technical Services Ltd. Germania Fluggesellschaft mbH.
Joint Stock Company Ural airlines. MNG Airlines. Microstrategy Services Corporation. Pakistan Aviators and Aviation Pvt Ltd. Disability Assistance. Delivery Prohibition Removed List Delivery prohibition has been lifted at facilities on this list. Fillingim Sr. Eufaula Ave. SW, Lafayette Milan Corp.
Lafayette St. Mulberry Ave. Fuel City Dixie 30 Jackson Hwy. Marathon Woodward Ave. Dalton Hwy. Herndon Oil Co. Union St. Roy Parker Rd. Garrdner Oil Co. Payne Robertson Enterprises, Inc. Broad St. Williams Service Forrest Ave. Summey Emergency Generator Forrest Ave. Summey, Inc. Meighhan Blvd. Temple Ave. Neugent's Hwy. Food Mart 4th Ave. Main Street Hwy. Commerce St. Stop Inc. US Hwy. Reid Pkwy. Gardner Oil Co. Broad Street, Scottsboro Oilop, Inc.
Chevron Jefferson Ave. Shell 3rd Ave. Deli Rugby Ave. Shell Lomb Ave. West, Birmingham Krupp Oil Co. Olive Grocery Mt. Olive Road, Mt. Wood Ave at E. Duncan, Florence Hesam Inc. Wood Ave. Hampton Rd. Tuskegee Elllis Oil Co. Memorial Parkway, Huntsville Hesam Inc.
Memorial Pkwy. Cat's Hwy. Vernon Grocery Rogers Ave. Albertville Vulcan Oil Co. Stephens Rd. Stephens Road, Prichard Petrosouth, Inc. Beltline Hwy. Vernon Citgo Hwy. University Blvd. South Blvd. East, Reform Trico Oil, Inc. West, Reform Turner Commercial Prop. Brundidge St. Main St. Street N. Main Ave. Battle St. Lashley Ave.
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|Om sai investments jefferson ga||Rowe Price Fund; navigator investment services limited a retirement plan for which T. When obtaining a Medallion signature guarantee, please discuss with the guarantor the dollar amount of your proposed transaction. Retail Money Market Funds The retail money market funds have implemented policies and procedures designed to limit purchases to accounts beneficially owned by a natural person. Receiving Redemption Proceeds Redemption proceeds can be mailed to your account address by check or sent electronically to your bank account by Automated Clearing House transfer or bank wire. Portfolio Turnover. Advisor and R Class shares must be purchased through a financial intermediary except for certain retirement plans held directly at T. Chairman of Investment Advisory Committee.|
|Om sai investments jefferson ga||Rowe Price or your plan recordkeeper. The funds use various pricing services to provide closing market prices, as well as information used to adjust those prices and to value most fixed income securities. Permit Applications Received. Meeting Redemption Requests. Foreign Securities. Calendar of Events. Fletcher Jones Management Group.|
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Roy Parker Rd. Garrdner Oil Co. Payne Robertson Enterprises, Inc. Broad St. Williams Service Forrest Ave. Summey Emergency Generator Forrest Ave. Summey, Inc. Meighhan Blvd. Temple Ave. Neugent's Hwy. Food Mart 4th Ave. Main Street Hwy. Commerce St. Stop Inc. US Hwy. Reid Pkwy. Gardner Oil Co.
Broad Street, Scottsboro Oilop, Inc. Chevron Jefferson Ave. Shell 3rd Ave. Deli Rugby Ave. Shell Lomb Ave. West, Birmingham Krupp Oil Co. Olive Grocery Mt. Olive Road, Mt. Wood Ave at E. Duncan, Florence Hesam Inc. Wood Ave. Hampton Rd. Tuskegee Elllis Oil Co. Memorial Parkway, Huntsville Hesam Inc. Memorial Pkwy. Cat's Hwy. Vernon Grocery Rogers Ave. Albertville Vulcan Oil Co. Stephens Rd. Stephens Road, Prichard Petrosouth, Inc. Beltline Hwy. Vernon Citgo Hwy.
University Blvd. South Blvd. East, Reform Trico Oil, Inc. West, Reform Turner Commercial Prop. Brundidge St. Main St. Street N. Main Ave. Battle St. Lashley Ave. Texaco Skyland Blvd. North, Northport Friday Oil, Inc. Food Store Hwy. East, Tuscaloosa Friday Oil, Inc.
Co, Inc. ADEM Forms. ADEM Programs. Air Forms. Air Quality. Emissions Modeling. Pollution Prevention. Visible Emissions Certification Program. Rowe Price to request payment for your shares directly from your bank account or other financial institution account. You may also arrange for a wire to be sent to T. Rowe Price wire transfer instructions can be found at troweprice. There is no assurance that you will receive the share price for the same day you initiated the wire from your financial institution.
By Exchange You may purchase shares of a fund using the proceeds from the redemption of shares from another fund. The redemption and purchase will receive the same trade date, and if you are establishing a new account, it will have the same registration as the account from which you are exchanging. The purchase must still generally meet the applicable minimum investment requirement. Rowe Price to automatically transfer money from your account at your bank or other financial institution at least once per month, or you can instruct your employer to send all or a portion of your paycheck to the fund or funds that you designate.
To automatically transfer money to your account from a bank account or through payroll deductions, complete the appropriate section of the New Account Form when opening a new account or complete an Account Services Form to add the service to an existing account.
Prior to establishing payroll deductions, you must set up the service with T. Rowe Price so that the appropriate instructions can be provided to your employer. Initial Investment Minimums. If you request the I Class of a particular fund when you open a new account but the investment amount does not meet the applicable minimum, the purchase will be automatically invested in the Investor Class of the same fund.
Additional Investment Minimums. Exchanging and Redeeming Shares. Certain T. Rowe Price Funds assess a fee on redemptions of shares including exchanges out of a fund that are not held for a specified period of time. Exchanges You can move money from one account to an existing, identically registered account or open a new identically registered account.
For taxable accounts, an exchange from one fund to another will be reported to the Internal Revenue Service as a sale for tax purposes Institutional investors are restricted from exchanging into a fund that operates as a retail money market fund. You can set up systematic exchanges so that money is automatically moved from one fund account to another on a regular basis. Receiving Redemption Proceeds Redemption proceeds can be mailed to your account address by check or sent electronically to your bank account by Automated Clearing House transfer or bank wire.
You can set up systematic redemptions and have the proceeds automatically sent via check or Automated Clearing House on a regular basis. If your request is received in correct form by T. Rowe Price or its agent on a business day prior to the close of the NYSE, proceeds are usually sent on the next business day. However, if you request a redemption from a money market fund on a business day prior to noon ET and request to have proceeds sent via bank wire, proceeds are normally sent later that same day.
Proceeds sent by Automated Clearing House transfer are usually credited to your account the second business day after the sale, and there are typically no fees. Proceeds sent by bank wire are usually credited to your account the next business day after the sale except for wire redemptions from money market funds received prior to noon ET. If for some reason your request to exchange or redeem shares cannot be processed because it is not received in correct form, we will attempt to contact you.
If you request to redeem a specific dollar amount and the market value of your account is less than the amount of your request and we are unable to contact you, your redemption will not be processed and you must submit a new redemption request in correct form. Converting to Another Share Class.
You may convert from one share class of a fund to another share class of the same fund. Although the conversion has no effect on the dollar value of your investment in the fund, the number of shares owned after the conversion may be greater or less than the number of shares owned before the conversion, depending on the net asset values of the two share classes.
A conversion between share classes of the same fund is a nontaxable event. The new account will have the same registration as the account from which you are converting. Rowe Price may conduct periodic reviews of account balances. However, if T. Rowe Price has investment discretion, T. Rowe Price may convert your shares without advance notice. Maintaining Your Account Balance. If, for any reason, your balance is below this amount for three. Investors holding the fund through the T. Rowe Price ActivePlus Portfolios program will be subject to the minimum account balance requirements of the program, which may differ from the minimum account balance requirements listed above.
The following policies apply to accounts that are held through a financial intermediary. Accounts in Investor Class and I Class shares are not required to be held through a financial intermediary, but accounts in Advisor Class and R Class shares must be held through an eligible financial intermediary except for certain retirement plans held directly with T.
It is important that you contact your retirement plan or financial intermediary to determine the policies, procedures, and transaction deadlines that apply to your account. The financial intermediary may charge a fee for its services.
Opening an Account. The financial intermediary must provide T. Rowe Price with its certified taxpayer identification number. Financial intermediaries should call Financial Institution Services for an account number and wire transfer instructions.
In order to obtain an account number, the financial intermediary must supply the name, taxpayer identification number, and business street address for the account. Financial intermediaries must also enter into a separate agreement with the fund or its agent.
How the Trade Date Is Determined. If you invest through a financial intermediary and your transaction request is received by T. If your request is received by T. The funds reserve the right to not treat an unscheduled intraday disruption or closure in NYSE trading as a closure of the NYSE and still accept transactions and calculate their net asset value as of 4 p.
Rowe Price or by the financial intermediary in accordance with its agreement with T. All initial and subsequent investments by financial intermediaries should be made by bank wire or electronic payment. There is no assurance that the share price for the purchase will be the same day the wire was initiated. Purchases by financial intermediaries are typically initiated through the National Securities Clearing Corporation or by calling Financial Institution Services.
Investment Minimums. You should check with your financial intermediary to determine what minimum applies to your initial and additional investments. Investments through a financial intermediary generally do not require a minimum amount for additional purchases. Redeeming Shares. Please note that certain purchase and redemption requests initiated through the National Securities Clearing Corporation may be rejected, and in such instances, the transaction must be placed by contacting Financial Institution Services.
The following policies and requirements apply generally to accounts in the T. Rowe Price Funds, regardless of whether the account is held directly or indirectly with T. The funds generally do not accept orders that request a particular day or price for a transaction or any other special conditions. However, when authorized by the fund, certain institutions, financial intermediaries, or retirement plans purchasing fund shares directly with T.
Rowe Price may place a purchase order unaccompanied by payment. Payment for these shares must be received by the time designated by the fund not to exceed the period established for settlement under applicable regulations. If payment is not received by this time, the order may be canceled.
The institution, financial intermediary, or retirement plan is responsible for any costs or losses incurred by the fund or T. Rowe Price if payment is delayed or not received. Dollars All purchases must be paid for in U. Nonpayment If a check or Automated Clearing House transfer does not clear or payment for an order is not received in a timely manner, your purchase may be canceled. You or the financial intermediary will be responsible for any losses or. Rowe Price account as reimbursement.
The funds and their agents have the right to reject or cancel any purchase, exchange, or redemption due to nonpayment. Retail Money Market Funds The retail money market funds have implemented policies and procedures designed to limit purchases to accounts beneficially owned by a natural person. Purchases of a retail money market fund may be rejected from an investor who has not demonstrated sufficient eligibility to purchase shares of the fund or from a financial intermediary that has not demonstrated adequate procedures to limit investments to natural persons.
In addition, purchases may be prohibited or subject to certain conditions during periods where a liquidity fee or redemption gate is in effect. Contingent Redemption Fee. Asia Opportunities. Emerging Europe. Emerging Markets Bond. Emerging Markets Local Currency Bond. Emerging Markets Value Stock.
Equity Index Extended Equity Market Index. Floating Rate. Global High Income Bond. Global Real Estate. Redemption fee. Holding period. International Bond. International Discovery. International Equity Index. International Value Equity. New Asia. Overseas Stock. Real Assets. Real Estate. Spectrum International. Tax-Efficient Equity. Total Equity Market Index. Bond Enhanced Index. High Yield. Redemption fees are paid to the fund and not to T.
Subject to the exceptions described on the following pages, all persons holding shares of a T. Rowe Price Fund that imposes a redemption fee are subject to the fee, whether the person is holding shares directly with a T. Rowe Price Fund; through a retirement plan for which T. Rowe Price serves as recordkeeper; or indirectly through a financial intermediary such as a broker, bank, or investment adviser , recordkeeper for retirement plan participants, or other third party.
The day after the date of your purchase is considered Day 1 for purposes of computing the holding period. For a fund with a day holding period, a redemption fee will be charged on shares sold before the end of the required holding period. For funds with a day holding period, a redemption fee will be charged on shares sold on or before the end of the required holding period.
For example, if you redeem your shares on or before the 90th day from the date of purchase, you will be assessed the redemption fee. If you purchase shares through a financial intermediary, consult your financial intermediary to determine how the holding period will be applied. Rowe Price fund-of-funds products, if approved in writing by T. Rowe Price;. Rowe Price Funds purchased by another T. Rowe Price Fund and shares purchased by discretionary accounts managed by T.
Rowe Price or one of its affiliates please note that other shareholders of the investing T. Rowe Price Fund are still subject to the policy ;. Redemption Fees on Shares Held in Retirement Plans If shares are held in a retirement plan, redemption fees generally will be assessed on shares redeemed by exchange only if they were originally purchased by a participant-directed exchange.
However, redemption fees may apply to transactions other than exchanges depending on how shares of the plan are held at T. To determine which of your transactions are subject to redemption fees, you should contact T. Rowe Price or your plan recordkeeper. Omnibus Accounts If your shares are held through a financial intermediary in an omnibus account, T. Rowe Price relies on the financial intermediary to assess the redemption fee on underlying shareholder accounts.
Rowe Price seeks to enter into agreements with financial intermediaries establishing omnibus accounts that require the intermediary to assess the redemption fees. There are no assurances that T. Rowe Price will be successful in identifying all financial intermediaries or that the intermediaries will properly assess the fees.
Certain financial intermediaries may not apply the exemptions previously listed to the redemption fee policy; all redemptions by persons trading through such intermediaries may be subject to the fee. Certain financial intermediaries may exempt transactions not listed from redemption fees, if approved by T. Persons redeeming shares through a financial intermediary should check with their respective intermediary to determine which transactions are subject to the fees.
A money market fund that operates as a government money market fund pursuant to Rule 2a-7 is not required to impose a liquidity fee or redemption gate upon the sale of your shares. The Boards of the T. Rowe Price money market funds that operate as government money market funds have determined that the funds do not intend to impose liquidity fees and redemption gates.
However, the Board of a T. If a liquidity fee is in place, all exchanges out of the fund will be subject to the liquidity fee, and if a redemption gate is in place, all exchanges out of the fund will. Omnibus Accounts If your shares are held through a financial intermediary, T. Rowe Price may rely on the financial intermediary to assess any applicable liquidity fees or impose redemption gates on underlying shareholder accounts. In certain situations, T. Rowe Price enters into agreements with financial intermediaries maintaining omnibus accounts that require the financial intermediary to assess liquidity fees or redemption gates.
Rowe Price will be successful in ensuring that all financial intermediaries will properly assess the fees. Large Redemptions. Therefore, the fund reserves the right without prior notice to redeem in kind. The redeeming shareholder will be responsible for disposing of the securities, and the shareholder will be subject to the risks that the value of the securities could decline prior to their sale, the securities could be difficult to sell, and brokerage fees could be incurred.
If you continue to hold the securities, you may be subject to any ownership restriction imposed by the issuers. For example, real estate investment trusts often impose ownership restriction on their equity securities. Rowe Price Funds typically expect that redemption requests will be paid out to redeeming shareholders by the business day following the receipt of a redemption request that is in correct form, regardless of the method the fund uses to make such payment e. Checks are typically mailed on the business day after the redemption, proceeds sent by wire are typically credited to your financial institution the next business day after the redemption, and proceeds sent by Automated Clearing House are typically credited to your financial institution on the second business day after the redemption.
In addition, if shares are sold that were just purchased and paid for by check or Automated Clearing House transfer, the fund will process your redemption but will generally delay sending the proceeds for up to 10 calendar days to allow the check or Automated Clearing House transfer to clear.
In addition, under certain limited circumstances, the Board of a money market fund may elect to permanently suspend redemptions in order to facilitate an orderly liquidation of the fund subject to any additional liquidation requirements. Involuntary Redemptions and Share Class Conversions. Since nongovernment money market funds that operate as retail money market funds are required to limit their beneficial owners to natural persons, shares held directly by an investor or through a financial intermediary in these funds that are not eligible to invest in a retail money market fund are subject to involuntary redemption at any time without prior notice.
Shares held by any investors or financial intermediaries that are no longer eligible to invest in the I Class or who fail to meet or maintain their account s at the investment minimum are subject to involuntary redemption or conversion to the Investor Class of the same fund which may have a higher expense ratio. Investments in Advisor Class shares that are no longer held through an eligible financial intermediary may be automatically converted by T. Rowe Price to the Investor Class of the same fund following notice to the financial intermediary or shareholder.
Rowe Price to the Investor Class or Advisor Class of the same fund following notice to the financial intermediary or shareholder. Excessive and Short-Term Trading Policy. While there is no assurance that T. Rowe Price can prevent all excessive and short-term trading, the Boards of the T.
Rowe Price Funds have adopted the following trading limits that are. The funds may revise their trading limits and procedures at any time as the Boards deem necessary or appropriate to better detect short-term trading that may adversely affect the funds, to comply with applicable regulatory requirements, or to impose additional or alternative restrictions. Rowe Price Funds that are purchased by another T. Rowe Price Fund, including shares purchased by T. Rowe Price fund-of-funds products, and shares purchased by discretionary accounts managed by T.
Rowe Price or one of its affiliates please note that shareholders of the investing T. Rowe Price Fund are still subject to the policy ; and. Transactions in certain rebalancing, asset allocation, wrap programs, and other advisory programs including the T. Rowe Price fund-of-funds products, may also be exempt from the Day Purchase Block, subject to prior written approval by T.
In addition to restricting transactions in accordance with the Day Purchase Block, T. Such persons may be barred, without prior notice, from further purchases of T. Financial Intermediary Accounts If you invest in T. Rowe Price is unable to identify a transaction placed through a financial intermediary as exempt from the excessive trading policy, the Day Purchase Block may apply.
Financial intermediaries may maintain their underlying accounts directly with the fund, although they often establish an omnibus account one account with the fund that represents multiple underlying shareholder accounts on behalf of their customers.
When financial intermediaries establish omnibus accounts in the T. Rowe Price Funds, T. Rowe Price is not able to monitor the trading activity of the underlying shareholders. However, T. Rowe Price monitors aggregate trading activity at the financial intermediary omnibus account level in an attempt to identify activity that indicates potential excessive or short-term trading.
If it detects such trading activity, T. Rowe Price may contact the financial intermediary to request personal identifying information and transaction histories for some or all underlying shareholders including plan participants, if applicable pursuant to a written agreement that T. Rowe Price has entered into with each financial intermediary. Each financial intermediary has agreed to execute such instructions pursuant to a written agreement.
There is no assurance that T. Rowe Price will be able to properly enforce its excessive trading policies for omnibus accounts. Because T. Rowe Price may allow a financial intermediary or other third party to maintain restrictions on trading in the T. An alternative excessive trading policy would be acceptable to T.
Rowe Price if it believes that the policy would provide sufficient protection to the T. Retirement Plan Accounts If shares are held in a retirement plan, generally the Day Purchase Block applies only to shares redeemed by a participant-directed exchange to another fund.
However, the Day Purchase Block may apply to transactions other than exchanges depending on how shares of the plan are held at T. An alternative excessive trading policy may apply to the T. Rowe Price Funds where a retirement plan has its own policy deemed acceptable to T. You should contact T. Unclaimed Accounts and Uncashed Checks. Rowe Price or your financial intermediary is returned by the post office, T.
Rowe Price or your financial intermediary may be required to transfer your account and any assets related to uncashed checks to the appropriate state under its abandoned property laws. To avoid such action, it is important to keep your account address up to date and periodically communicate with T.
Rowe Price by contacting us or logging in to your account at least once every two years. Delivery of Shareholder Documents. If two or more accounts own the same fund, share the same address, and T. Rowe Price reasonably believes that the two accounts are part of the same household or institution, we may economize on fund expenses by mailing only one shareholder report and prospectus for the fund.
Rowe Price can deliver account statements, transaction confirmations, prospectuses, tax forms, and shareholder reports electronically. If you are a registered user of troweprice. You can revoke your consent at any time through troweprice. Signature Guarantees. A Medallion signature guarantee is designed to protect you and the T. Rowe Price Funds from fraud by verifying your signature. Financial intermediaries should contact T.
Rowe Price Financial Institution Services for specific requirements. The signature guarantee must be obtained from a financial institution that is a participant in a Medallion signature guarantee program. You can obtain a Medallion signature guarantee from certain banks, savings institutions, broker-dealers, and other guarantors acceptable to T. When obtaining a Medallion signature guarantee, please discuss with the guarantor the dollar amount of your proposed transaction.
We cannot accept guarantees from notaries public or organizations that do not provide reimbursement in the case of fraud. Rowe Price and its agents use procedures reasonably designed to confirm that telephone, electronic, and other instructions are genuine. These procedures include recording telephone calls; requiring personalized security codes or other information online and certain identifying information for telephone calls; requiring Medallion signature guarantees for certain transactions and account changes; and promptly sending confirmations of transactions and address changes.
Rowe Price and its agents follow these procedures, they are not responsible for any losses that may occur due to unauthorized instructions. For transactions conducted online, we recommend the use of a secure Internet browser. In addition, you should verify the accuracy of your confirmation statements immediately after you receive them and notify T. Rowe Price of any inaccuracies.
Fund Operations and Shareholder Services. Retirement Plan Services, Inc. These companies receive compensation from the funds for their services. The funds may also pay financial intermediaries for performing shareholder and administrative services for underlying shareholders in omnibus accounts.
In addition, certain funds serve as an underlying fund in which some fund-of-funds products, the T. Rowe Price Spectrum and Retirement Funds, invest. Rowe Price Spectrum and Retirement Funds. Accounts Held Directly With T. Online You can open an account and place most transactions online at troweprice.
To access information on fund performance, prices, account balances, and your latest transactions 24 hours a day, please call T. If you are an institutional investor opening an account directly with T. Rowe Price or have questions or want to place a transaction on an existing account, please call Financial Institution Services at Retirement Client Services at or consult your plan administrator.
Requests for redemptions from these types of retirement accounts may be required to be in writing. Funds held through other employer-sponsored retirement plans should call the appropriate telephone number that appears on your retirement plan account statement. If you hold shares of a T. Rowe Price Fund through a T.
Rowe Price Brokerage account and want to place a transaction, please call Inquires may also be directed to info troweprice. By Mail Please be sure to use the correct address to avoid a delay in opening your account or processing your transaction. These addresses are subject to change at any time, so you may want to consider checking troweprice. Rowe Price Account Services. Box Baltimore, MD Mail Code Owings Mills, MD Investors other than institutions and small business retirement plans requesting an exchange or redemption should use the following addresses:.
Box Baltimore, MD Rowe Price Attn. Institutional investors opening a new account, making a purchase by check, or placing an exchange or redemption should use the following addresses:. Rowe Price Financial Institution Services. Note : Your transaction will receive the share price for the business day that the request is received by T. ET , which could differ from the day that the request is received at the post office box.
Accounts Held Through Financial Intermediaries. If you hold shares of a fund through a financial intermediary, you must contact your financial intermediary to determine the requirements for opening a new account and placing transactions. Financial intermediaries should refer to the following information. Telephone To open a new account, place transactions, or ask any question about an account, please call Financial Institution Services at By Mail Financial intermediaries should send new account agreements and other documentation to the following addresses:.
Each fund intends to qualify to be treated each year as a regulated investment company under Subchapter M of the Internal Revenue Code of , as amended. In order to qualify, a fund must satisfy certain income, diversification, and distribution requirements. A regulated investment company is not subject to U.
To the extent possible, all net investment income and realized capital gains are distributed to shareholders. Dividends and Other Distributions. Distributions not reinvested may be paid by check or transmitted to your bank account via Automated Clearing House or may be automatically invested into another fund account. For the Retirement Income Fund, regularly scheduled monthly dividends are generally not paid by check. If the U. Postal Service cannot deliver your check or if your check remains uncashed for six months, the fund reserves the right to reinvest your distribution check in your account at the net asset value on the day of the reinvestment and to reinvest all subsequent distributions in additional shares of the fund.
Interest will not accrue on amounts represented by uncashed distributions or redemption checks. The following table provides details on dividend payments:. Dividend Payment Schedule. Rowe Price by noon ET begin to earn dividends on that day. Shares purchased via a wire received after noon ET and through other methods normally begin to earn dividends on the business day after payment is received by T. Bond funds. These stock funds only:. These funds only:. Other stock funds.
If you purchase and redeem your shares through a financial intermediary, consult your financial intermediary to determine when your shares begin and stop accruing dividends as the information previously described may vary. Capital Gain Payments. A capital gain or loss is the difference between the purchase and sale price of a security. If a fund has net capital gains for the year after subtracting any capital losses , they are usually declared and paid in December to shareholders of record on a specified date that month.
If a second distribution is necessary, it is generally paid the following year. A fund may have to make additional capital gain distributions, if necessary, to comply with the applicable tax law. Capital gains are not expected from government or retail money market funds since they are managed to maintain a stable share price. However, if a money market fund unexpectedly has net capital gains for the year after subtracting any capital losses , the capital gain may be declared and paid in December to shareholders of record.
In most cases, you will be provided information for your tax filing needs no later than mid-February. If you invest in the fund through a tax-deferred account, such as an IRA or employer-sponsored retirement plan, you will not be subject to tax on dividends and distributions from the fund or the sale of fund shares if those amounts remain in the tax-deferred account.
You may receive a Form R or other Internal Revenue Service forms, as applicable, if any portion of the account is distributed to you. If you invest in the fund through a taxable account, you generally will be subject to tax when:. This includes the portion of ordinary dividends derived from interest, short-term capital gains, distributions from nonqualified foreign corporations, and dividends received by the fund from stocks that were on loan.
Little, if any, of the ordinary dividends paid by the Global Real Estate Fund, Real Estate Fund, bond funds, or money market funds is expected to qualify for this lower rate. Little, if any, of the ordinary dividends paid by the international stock funds, bond funds, or money market funds is expected to qualify for this deduction.
If you hold your fund through a financial intermediary, the financial intermediary is responsible for providing you with any necessary tax forms. You should contact your financial intermediary for the tax information that will be sent to you and reported to the Internal Revenue Service. When you sell shares in any fund, you may realize a gain or loss. An exchange from one fund to another fund in a taxable account is also a sale for tax purposes. However, an exchange from one fund into a money market fund may result in a gain or loss on the fund from which shares were redeemed.
Shares of the same fund you acquire through dividend reinvestment are shares purchased for the purpose of the wash sale rule and may trigger a disallowance of the loss for shares sold or exchanged within the day period of the dividend reinvestment. Any loss disallowed under the wash sale rule is added to the cost basis of the purchased shares.
Rowe Price or your financial intermediary will make available to you Form B, if applicable, no later than mid-February, providing certain information for each sale you made in the fund during the prior year. Unless otherwise indicated on your Form B, this information will also be reported to the Internal Revenue Service. For mutual fund shares acquired prior to in most accounts established or opened by exchange in or later, our Form B will provide you with the gain or loss on the shares you sold during the year based on the average cost single category method.
This information on average cost and gain or loss from sale is not reported to the Internal Revenue Service. For these mutual fund shares acquired prior to , you may calculate the cost basis using other methods acceptable to the Internal Revenue Service, such as specific identification. Our default method is average cost. For any fund shares acquired through a financial intermediary after , you should check with your financial intermediary regarding the applicable cost basis method.
Therefore, you should save your transaction records to make sure the information reported on your tax return is accurate. Rowe Price and financial intermediaries are not required to issue a Form B to report sales of money market fund shares. To help you maintain accurate records, T. Rowe Price will make available to you a confirmation promptly following each transaction you make except for systematic purchases and systematic redemptions and a year-end statement detailing all of your transactions in each fund account during the year.
If you hold your fund through a financial intermediary, the financial intermediary is responsible for providing you with transaction confirmations and statements. Taxes on Fund Distributions. Rowe Price or your financial intermediary will make available to you, as applicable, generally no later than mid-February, a Form DIV, or other Internal Revenue Service forms, as required, indicating the tax status of any income dividends, dividends exempt from federal income taxes, and capital gain distributions made to you.
This information will be reported to the Internal Revenue Service. Taxable distributions are generally taxable to you in the year in which they are paid. A dividend declared in October, November, or December and paid in the following January is generally treated as taxable to you as if you received the distribution in December. Dividends from tax-free funds are generally expected to be tax-exempt for federal income tax purposes.
Your bond fund and money market fund. Ordinary dividends and capital gain dividends may also be subject to state and local taxes. You will be sent any additional information you need to determine your taxes on fund distributions, such as the portion of your dividends, if any, that may be exempt from state and local income taxes.
Taxable distributions are subject to tax whether reinvested in additional shares or received in cash. The tax treatment of a capital gain distribution is determined by how long the fund held the portfolio securities, not how long you held the shares in the fund. Short-term one year or less capital gain distributions are taxable at the same rate as ordinary income, and gains on securities held for more than one year are taxed at the lower rates applicable to long-term capital gains.
If you realized a loss on the sale or exchange of fund shares that you held for six months or less, your short-term capital loss must be reclassified as a long-term capital loss to the extent of any long-term capital gain distributions received during the period you held the shares. For funds investing in foreign instruments, distributions resulting from the sale of certain foreign currencies, currency contracts, and the foreign currency portion of gains on debt instruments are taxed as ordinary income.
Net foreign currency losses may cause monthly or quarterly dividends to be reclassified as returns of capital. The tax status of certain distributions may be recharacterized on year-end tax forms, such as your Form DIV. A recharacterization of distributions may occur for a number of reasons, including the recharacterization of income received from underlying investments, such as real estate investment trusts REITs , and distributions that exceed taxable income due to losses from foreign currency transactions or other investment transactions.
Certain funds, including international bond funds and funds that invest significantly in REITs, are more likely to recharacterize a portion of their distributions as a result of their investments. The Retirement Income Fund is also more likely to have some or all of its distributions recharacterized as returns of capital because of the predetermined monthly distribution amount.
If the fund qualifies and elects to pass through nonrefundable foreign income taxes paid to foreign governments during the year, your portion of such taxes will be reported to you as taxable income. However, you may be able to claim an offsetting. There can be no assurance that a fund will meet the requirements to pass through foreign income taxes paid.
The following table provides additional details on distributions for certain funds:. Tax-Free and Municipal Funds. Tax Consequences of Liquidity Fees. To the extent that a fund has sufficient earnings and profits to support the distribution, the additional dividends would be taxable as ordinary income to shareholders and would be eligible for deduction by the fund. Entering into certain transactions involving options, futures, swaps, and forward currency exchange contracts may result in the application of the mark-to-market and straddle provisions of the Internal Revenue Code.
These provisions could result in a fund being required to distribute gains on such transactions even though it did not close the contracts during the year or receive cash to pay such distributions. The fund may not be able to reduce its distributions for losses on such transactions to the extent of unrealized gains in offsetting positions.
Such distributions can occur even in a year when the fund has a negative return. The Statement of Additional Information is incorporated by reference into this prospectus, which means that it is legally part of this prospectus even if you do not request a copy. These documents and updated performance information are available through troweprice. For inquiries about the fund and to obtain free copies of any of these documents, call If you invest in the fund through a financial intermediary, you should contact your financial intermediary for copies of these documents.
Copies of this information may be obtained, after paying a duplicating fee, by electronic request at publicinfo sec. Rowe Price Associates, Inc. The date of this Statement of Additional Information is May 1, Rowe Price Capital Opportunity Fund. Rowe Price Equity Income Fund.
Rowe Price Global Technology Fund. Rowe Price Government Money Fund. Rowe Price Health Sciences Fund. Rowe Price U. High Yield Fund. Rowe Price Institutional U. Structured Research Fund. Rowe Price Asia Opportunities Fund. Rowe Price Emerging Europe Fund. Rowe Price European Stock Fund. Rowe Price Global Consumer Fund.
Rowe Price Global Industrials Fund. Rowe Price Global Stock Fund. Rowe Price International Bond Fund. Rowe Price International Discovery Fund. Rowe Price International Stock Fund. Rowe Price Japan Fund. Rowe Price Latin America Fund. Rowe Price New Asia Fund. Rowe Price Overseas Stock Fund.
Rowe Price New Era Fund. Rowe Price New Income Fund. Rowe Price QM U. Small-Cap Growth Equity Fund. Value Equity Fund. Rowe Price Real Assets Fund. Rowe Price Short-Term Fund. Rowe Price Treasury Reserve Fund. Rowe Price Retirement Fund. Rowe Price Retirement Balanced Fund. Rowe Price Retirement Income Fund. Rowe Price Target Fund. Spectrum Growth Fund. Spectrum Income Fund.
Spectrum International Fund. Rowe Price Cash Reserves Fund. Large-Cap Core Fund. Treasury Intermediate Fund. Treasury Long-Term Fund. Treasury Money Fund. Rowe Price Value Fund. Mailing Address:. Rowe Price Investment Services, Inc. This SAI is not a prospectus but should be read in conjunction with the appropriate current fund prospectus, which may be obtained from T. If you would like a prospectus or an annual or semiannual shareholder report for a fund, please visit troweprice.
Please read this material carefully. Management of the Funds. Portfolio Transactions. Securities Lending Activities. Independent Registered Public. Accounting Firm. Fitch Ratings, Inc. Rowe Price Singapore Private Ltd. The Investor Class is generally designed for individual investors, but is also available to institutions and a wide variety of other types of investors. The Investor Class may be purchased directly through T.
A Price Fund other than an institutional fund that does not indicate a specific share class after its name is considered to be the Investor Class of that fund. The Advisor Class must be purchased through an eligible intermediary except for certain retirement plans held directly with T. The R Class is designed to be sold only through various third-party intermediaries that offer employer-sponsored defined contribution retirement plans and certain other accounts, including brokers, dealers, banks, insurance companies, retirement plan recordkeepers, and others.
The R Class must be purchased through an eligible intermediary except for certain retirement plans held directly with T. Institutional Funds. The F Class is a separate share class of certain institutional funds and is designed to be sold only through financial advisors and certain third-party intermediaries, including brokers, banks, insurance companies, retirement plan recordkeepers, and other financial intermediaries that provide various distribution and administrative services.
The F Class cannot be purchased directly through T. Rowe Price and must be purchased through an intermediary. These funds are not available for direct purchase by members of the public. Shares of these funds may only be purchased by or on behalf of mutual funds, Section college savings plans, or certain institutional client accounts for which T.
Rowe Price or one of its affiliates has discretionary investment authority. Below is a table showing the prospectus and shareholder report dates for each fund. The prospectus date shown for each fund reflects the date that the prospectus will be annually updated once the fund has been in operation at its fiscal year-end.
Fiscal Year-End. Annual Report Date. Semiannual Report Date. Prospectus Date. International Equity. Oct Apr March 1. Asia Opportunities Fund. Balanced Fund. Asset Allocation. Dec June May 1. Blue Chip Growth Fund. Fund Category. California Tax-Free Bond Fund.
State Tax-Free Bond. Feb Aug July 1. California Tax-Free Money Fund. State Tax-Free Money. Capital Appreciation Fund. Capital Opportunity Fund. Cash Reserves Fund. Taxable Money. Corporate Income Fund. Taxable Bond. May Nov Oct 1.